It’s a pretty normal question to ask: The honest answer is that it depends — on your goals, and if you follow the game plan that we created for you. Most of our clients see results within the first 45-60 days. That’s actually one of the best parts of choosing J and T Credit and Financial Services. We look at your individual situation and build our own personal Game Plan. Your Game Plan focuses on the areas that will make the most impact. We at J and T Credit and Financial Services get to work quickly so that you can begin seeing results as quickly as possible.
There is no fast and easy answer to this question. The time it takes to repair your credit is completely dependent upon your personal situation. The game plan created and plan selected is designed for you to complete the program within 90-180 days. We work with you, but we also need you to work with us.
Yes, you can. There is technically nothing a credit repair agency can do that you can’t do yourself. However, you need to be willing to put in the work and educate yourself about credit laws. In fact, you can find DIY kits and other resources like books online that will give you the tools necessary to begin yourself. The process of trying to work out settlements and verify information can be daunting. For this reason, many people choose to have a credit repair company to do this work on their behalf. Not only are they diligent in their work, but they also know the ins-and-outs of credit repair better than anyone.
No, but if it is past the statute of limitations for the creditor to file a lawsuit it will be much harder for them to try to collect it from you.