How Does Its Work

Credit Repair Services

Contact J and T Credit and Financial Services if you are having trouble with your credit scores. We always keep your needs first & strives to provide the best possible service. We specialize in in removing the following account types:
Collections Accounts
Charge - Offs
Late Payments
Hard Inquiries
Bankruptcies & Much More!

Achieve Financial Wealth When You Boost Your Credit Scores!

No two reports are the same and for that reason, we provide you a consultation to discuss and make out if we can help you with your current situation.
Once you call in you will speak with a credit specialist who will tell you about our program, answer any questions that you have, and determine if our services are what’s best for you.
Next is the enrollment process which can be done online or over the phone whichever you’re most comfortable with which you will gain access to our client portal to track updates each month, set up your card details for draft or onetime payment, and complete onboarding which is no more than 10 minutes.
Now that you have spoken with a specialist and enrolled it’s time to start the restoration process! Our goal is to get each client to a fair credit score and to show each client how to continue increasing their scores through credit education after they’re done. Each month together we will collectively work towards that goal & J and T Credit and Financial Services will do 80%, and the client required to do 20% or this process simply won’t work. You will be assigned one credit repair specialist that will work on your credit profile each month by sending letters to the 3 major credit bureaus, and creditors on each account that you would like challenged because of errors. While we are working on the deletions each month you will work on building your credit history and maintaining positive credit habits so that this process is an easy one. Results cannot be guaranteed, and the timeframe for how long it will take is undetermined. Once we review your credit report, we can provide an estimate only of how long it may take.